Your retirement journey starts here.
Explore how your savings, pensions, government benefits and retirement goals fit together. Get a preliminary retirement readiness score and discover opportunities worth discussing with a financial planner.
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This educational illustration is not a financial plan or a guarantee of future income. Estimates are simplified and use Ontario assumptions.
Your Retirement
Readiness Report
A clearer picture of your retirement lifestyle and legacy.
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Your Retirement Readiness Results
These figures are illustrative and based on the assumptions you entered.
Your retirement outlook over time
Projected investment assets in today's dollars. The model assumes constant annual returns and does not represent market volatility.
Your Retirement Lifestyle & Legacy
Explore what your investments may support during retirement—and what may remain for the people and causes that matter to you. The figures below use different spending assumptions and should not be added together.
These estimates are linked: spending more can reduce the investment estate; spending less can increase it. Actual estate outcomes depend on taxation, asset ownership, beneficiaries and other factors not fully modelled here.
Explore what could change
Compare simple planning scenarios against your original retirement outlook. These illustrations are not recommendations.
Estimated estate value at the end of the projection
Illustrative investment estate only, at the planning horizon. This is not a full estate valuation.
Compare retirement income and legacy across all scenarios
Income potential uses a sustainable-spending calculation. Legacy assumes your original desired spending in every scenario. All values are illustrative and expressed in today's dollars.
| Scenario | Sustainable monthly income | Income difference | Net investment estate | Estate difference |
|---|
Estate values can be zero even when income falls short. The model does not include a residence, insurance proceeds, estate administration costs, or capital gains tax on non-registered investments.
Opportunities to explore
99 Retirement Tips
From retirement income and investing to family, lifestyle and legacy, explore 99 practical ideas for a more fulfilling retirement.
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What could make your retirement stronger?
Request a personalized Retirement Readiness Review with Success Foundations. We'll help examine the assumptions, tax considerations and decisions that may matter most.
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